Renting a car seems simple: pick a car, drive it, return it. But there are a few details that can make or break the experience—and potentially cost you more money or stress than necessary. Whether it’s your first time or you rent often, here’s what you should keep in mind.

1. Insurance Coverage: Do You Really Need the Rental Company’s?

Rental agencies will try to sell you extra insurance—but check first if you’re already covered. Your personal car insurance might extend to rentals. Some credit cards also include rental coverage if you use them to pay. Know what you already have before saying yes to extra fees.

2. Fuel Policy: Full-to-Full vs. Prepaid

Most agencies offer a few fuel options. “Full-to-full” means you pick up the car with a full tank and return it the same. It’s usually the most cost-effective—if you remember to refuel before drop-off. Prepaid fuel can be convenient but often costs more.

3. Mileage Limits

Some rentals come with unlimited mileage, others don’t. If you’re planning a road trip or driving long distances, make sure there aren’t any restrictions—or you could rack up unexpected charges.

4. Age Restrictions and Fees

Drivers under 25 usually face extra fees or may not be allowed to rent certain vehicles. Double-check age policies if you’re a younger renter, or booking for someone else who is.

5. Where You’re Picking Up and Dropping Off

Picking up at the airport is convenient but often more expensive due to location surcharges. Also, returning to a different location than where you started can come with high one-way fees. Make sure the convenience is worth the cost.

6. Inspect the Car Before You Leave

Do a walk-around before you drive off. Take pictures or video of any scratches, dents, or damage—and report them. It protects you from being blamed later for something that was already there.

7. Understand the Terms

This sounds obvious, but read the rental agreement. Look out for rules on late returns, toll charges, cleaning fees, and what happens if the car breaks down. Knowing the fine print can save you from last-minute surprises.

8. Car Type and Size

Don’t just go for the cheapest option. Think about what you’ll be using the car for. Do you need space for luggage? Kids? Long drives? Comfort and fuel efficiency matter more than just price.

9. Extra Charges for Add-ons

GPS, car seats, additional drivers, toll passes—these extras add up quickly. Bring your own if you can, and only pay for what you truly need.

10. Returning Late? Expect Fees

Even being an hour late can result in another full day’s charge. Some companies offer a short grace period, but don’t count on it. Know the return time and plan ahead.

Final Thought

Renting a car can be smooth and stress-free—as long as you’re aware of the details that often trip people up. Know what you’re paying for, read the terms, and always double-check before you drive off. A little prep goes a long way.